Business Funding
Business Funding CEO Michael Massa Interview W/ CHIC Magazine In Miami
“My mission is to be a top MCA Fintech company that provides working capital to businesses to help them grow, prosper, and evolve using a seamless, automated and customer-centered experience. I make receiving working capital simple, intuitive and human.“
What separates one person from the next? Why do some people seem to rise above, while others stay stuck? It's not always about having the best knowledge, the perfect skill set, or a fancy degree.
What really moves the needle?
Unfiltered, relentless determination.
How bad do you want it?
How far are you willing to push?
What are you prepared to risk in order to build the life you envision?
I graduated high school in the year 2000 — barely. I didn’t take the SATs. My teachers passed me without it. Maybe they thought it was too hard for me. Maybe they just wanted me out. Either way, I didn’t care. I just wanted out.
I remember walking off that stage with my diploma in hand and heading straight out the front doors, skipping the rest of the ceremony. Outside, I bummed a cigarette, lit it, and took a deep breath. As I exhaled, I looked around and thought — This is it. The real world. Time to live.
Michael, we admire you for your trajectory and who you are as an individual. Could you tell us what do you admire about yourself?
If I’m being honest, I’ve never considered myself the smartest guy in the room — but I’ve always been the hardest working.
I’m loyal. I’m driven. I’ve got a kind of tunnel vision that most people can’t keep up with — and I wear that with pride. My edge isn’t talent or titles. It’s grit. Passion. Persistence. That’s what sets me apart. I know I can create. I know I can give back. And that gives me purpose.
What is it that you are currently doing to make a difference in your life and possibly the lives of others around you?
To make a difference in my life, I make a difference in others’. It’s that simple.
I show up for the people around me. Whether it’s a car problem, a tough doctor visit, or just someone needing to talk — I’m there. Business isn’t just about strategy and numbers. It’s about people. When your team is supported and happy, they perform better. Their positive energy spreads. That creates culture. And culture creates momentum.
If you want to lead, start by caring.
Could you share with us some of the most difficult problems you have worked on and how were you able to solve them?
The toughest challenge I’ve ever faced? Becoming the leader I never had.
I didn’t go to college. I never took a leadership course. I had to learn how to lead from scratch — by showing up, making mistakes, being honest, and making better decisions the next time.
Growing up in Hartford, Connecticut, surrounded by drugs, gangs, and generational ignorance, it was easy to get trapped. I didn’t meet my father until I was 13. I didn’t have a blueprint — just a strong sense of purpose.
Even when life was hard, I always believed there was something bigger ahead. That’s what pulled me forward.
We resonate very much with the name of your company “Uplyft” Capital. Can you tell us a bit about your company a how are you helping businesses become successful?
When we started brainstorming names for the company, we wanted something short, meaningful, and timeless. We considered “Seed,” “Grow,” “Plant,” but none of them really captured the full picture.
So we asked ourselves: What are we really doing for small businesses?
We’re boosting them. We’re helping them move forward. We’re uplifting them.
That’s where Uplyft Capital was born.
We don’t just hand out working capital — we help businesses understand their numbers, strategize for growth, and elevate their operations. Whether it’s through startup loans, lines of credit, or smarter cash flow strategies, we’re here to help businesses scale up and stay strong.
As a leader and example of achievement, could you give a word of empowerment to other young professionals that are in the same place you once were when you started?
If you’re just starting out, here’s what I want to tell you:
Don’t worry about having all the answers. Don’t obsess over the “right” decision or fear the wrong one. Your journey will be full of decisions — some good, some not so much. That’s part of the process.
The most important thing you can do is start.
Show up. Be consistent. Stay curious. And don’t let fear keep you in neutral.
Everything you want is on the other side of effort.
Keep light,
Keep moving.
