Uplyft Capital
‍Short Term
Business Loans

If Uplyft’s direct programs aren’t the best fit for you, our Marketplace gotcha covered! Uplyft has created its own unique Marketplace, with over a decade of vetted partnerships.

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No Hard Credit Check Required

Funding Performance

Applications vs. Funded

87% Approval

Average monthly

$11,350,000

Total funded H1

$68,100,000

H1 growth

+70.0%

Trusted by 20k+ businesses

100% Secure

Industry Leading

Fast Approval

Business Loan Options

Uplyft Capital offers fast, flexible funding solutions tailored to businesses across Lines of Credit, SBA Business Loans, and more. Find the right financing to help your business grow.

Merchant Cash Advance

A merchant cash advance allows you to borrow against future earnings to access that capital today.

Lines of Credit

Like a credit card for your business. You can take money out of the LOC until your limit is reached.

Traditional Bank Loans

Usually lower interest rates but also takes much longer to get approved. Collateral and a high credit score are needed.

401K Business Financing

Allows you to use your 401(k) funds to finance your business without incurring hefty taxes.

Disaster Relief Loan

An SBA loan for businesses recovering from economic losses due to disasters.

Hard Money
Busisness Loans

A loan based solely on the property used as collateral. Credit score is not checked.

SBA Loans

SBA loans provide affordable, government-backed funding to help small businesses start, grow, or recover.

Equipment Financing Loans

A loan that is used to buy equipment for your business. The equipment is used as collateral.

Qualification Requirements

Our merchant cash advance program has simple, straightforward requirements to get you the funding you need quickly.

US-Based Business

Your business must be based in the United States to qualify.

At least 6 months in operation

We require at least 6 months of operational history.

$8,000+ in monthly revenue

Your business should generate at least $8,000 in monthly revenue.

Credit score of 475+

A credit score of 475 or higher is recommended.

Benefits of a Business Loan

Discover why thousands of businesses choose Uplyft Capital for their funding needs.

Quick Access to Capital

Get funds in as little as same day, but can take 24-48 hours after approval, allowing you to seize time-sensitive business opportunities.

Simple Application Process

Minimal paperwork and a streamlined application process gets you approved with less hassle than traditional bank loans.

Flexible Repayment

Payments are made as a percentage of your daily credit card sales, so you pay more when business is good and less when it's slow.

No Collateral Required

Unsecured funding means your business assets aren't at risk, providing you with greater peace of mind.

High Approval Rates

Even businesses with less-than-perfect credit can qualify. We focus on your business performance, not just your credit score.

Fast Renewals

Once you've paid back 50-60% of your advance, you may qualify for renewal funding to keep your business growing.

Empower Your Business

Ready to transform your business vision into reality?